Client Engagement Options

Financial Planning Services




Regarding fees. All fees whether for Financial Planning Services, Asset Management, or hourly consulting, are discussed in detail and agreed upon in advance with prospective and existing clients. Ongoing Financial Planning Fees are reviewed and agreed upon at the time of annual renewal, each year.  Our clients will never receive an invoice for any fees without agreeing to it, in writing prior to the services being rendered.




 




Platinum Level Planning Services



Designed for clients who have complex planning needs requiring multiple professionals


Services Offered:



  • Core Topics

    • Financial Position Review
    • Cash Flow
    • Net Worth
    • Protection Inventory
    • Basic Estate Review


  • Goal Based Topics

    • Retirement
    • Education
    • Other Accumulation Goals
    • Future Financial Position Planning
    • Estate Planning
    • Employee Benefits Planning
    • Investment Planning
    • Income Tax Planning



    • Access to Advanced Planning Specialists
    • Executive Benefits Planning
    • Business Financial Planning
    • Special Needs Planning
    • Divorce Financial Planning


  • Coordination with Outside Professionals

    • Accountants
    • Attorneys


  • Client Service

    • Up to 4 In-Person Meetings per Year and (8) monthly virtual meetings/conference calls





Fee for Service: $3000-$10000 initial and $2400-$4800 annually


*exceptional planning circumstances may result in higher fees and are addressed on an individual basis




Gold Planning Services



 


Designed for clients who want Ongoing Financial Planning advice that looks at their whole financial situation


Services Offered:



  • Core Topics

    • Financial Position Review
    • Cash Flow
    • Net Worth
    • Protection Inventory
    • Basic Estate Review


  • Goal Based Topics

    • Retirement
    • Education
    • Other Accumulation Goals
    • Future Financial Position Planning
    • Estate Planning
    • Employee Benefits Planning
    • Investment Planning
    • Income Tax Planning


  • Client Service

    • Semi-Annual In-Person meetings (2) Quarterly Virtual meetings/Conference calls





Fee for Service: range from $1000-$2500 initial and $600-$1200 annually.



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Foundational Strategies



 


Designed for clients who want Insurance or Investment Services and do not want to engage in Ongoing Financial Planning


Services Offered:



  • Insurance Services

    • Insurance Needs Analysis
    • Insurance Strategies


  • Investment Services

    • Portfolio Analysis
    • Brokerage Products
    • Investment Advisory Services


  • Client Service

    • Annual In-Person meeting, (3) Quarterly Virtual meetings/conference calls


  • Implementation Cost

    • Insurance: Varies based on products
    • Investment Services: Varies based on products and Account Types





 


Fee for Service: $500


*see Asset management fee schedule


 


*Consulting available on an hourly basis where appropriate at the following rates; Financial Planner, $300 per hour, Administrative, $90 per hour.